Increase your spending energy with your easy low price bank card. We can help you get there whether you want more flexibility and protection for your purchases at home or abroad, or just peace of mind should the unexpected occur.
One simple rate that is low
Get one low price вЂ“ Representative 14.9% APR (variable) вЂ“ with no yearly cost.
Free European transactions*
Going abroad? We will not ask you for transaction costs for making use of your card in European countries.
Say hello to Insights
Our recent addition to the mobile appвЂ“ Insights , that could recognize habits, styles and future re re payments to produce personalised reports for you yourself to observe youвЂ™re using your hard earned money.
Instant in-store card printing
No looking forward to the post вЂ“ come to a shop and then leave together with your charge card in your hand.
Start a merchant account
Come to see us waiting for you
The Nuts and Bolts
WeвЂ™re up front side with your customers about everything. WeвЂ™ve created this handy summary of y our bank card’s key features and that means you can easily see the information that is important the get-go.
|Rate||Monthly fees||Interest-free period||Credit limits from|
|Representative 14.9% APR (variable)||Zero||as much as 56 times||ВЈ500|
APR stands for annual percentage rate. ItвЂ™s designed to supply an even more accurate concept of how much you may be being charged once you borrow cash. It will require into consideration the attention regarding the loan along with other fees you need to pay, for instance any arrangement cost.
You are able to make an application for credit cards if:
- YouвЂ™re aged 18 or higher
- YouвЂ™re resident in britain. YouвЂ™ll should also offer evidence of your identification and target. A valid visa/residence permit if youвЂ™re not a UK, EU, EEA or Swiss national youвЂ™ll need. HereвЂ™s a listing of the thing you need
With your charge card abroad
We wonвЂ™t charge a fee for worldwide charge card deals manufactured in many countries in europe. And now we provide outstanding value prices within the remaining portion of the globe.
|Location||Card Buy||Cash Withdrawal|
|Outside Europe*||2.99percent||2.99percent + ВЈ1.50|
*Where may I make use of my card free of charge in European countries?
Whenever we relate to European countries we consider the nations that are area of the Single European repayments region (SEPA).
- 19 EU Euro nations – Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Portugal, Slovakia, Slovenia, Spain
- 8 EU non-Euro countries – Bulgaria, Croatia, same day payday loans in Oklahoma Czech Republic, Denmark, Hungary, Poland, Romania, Sweden
- 3 non-EU, Euro nations вЂ“ Andorra, Monaco, San Marino
- 4 non-EU, non-Euro nations – Iceland, Liechtenstein, Norway, Switzerland
All regions are included by their associated owning country.
ItвЂ™s paid out of your account if you use your card abroad, any foreign currency transaction will be converted into sterling on the day. The trade price is defined by MasterCardВ®.
MasterCardВ® is just a trademark that is registered of Global Incorporated.
- You get yourself up to 56 times interest-free for acquisitions in the event that you spend balance in complete as well as on time. (the initial interest-free duration for acquisitions might be smaller invest the away your charge card part-way through four weeks.) Until we receive your repayment if you donвЂ™t pay your balance in full, we charge interest daily from the transaction date.
- ThereвЂ™s no interest-free duration on payday loans or transfers of balance. You establish interest through the you take out cash or make a transfer until you pay the money back day.
All Metro charge cards help contactless re payments. Simply touch your card from the audience in the till and you also’re done.
No fee that is annual
ThereвЂ™s no yearly fee вЂ“ just one single easy price of 14.9% Representative APR (variable).
Text and e-mail alerts
Get mini-statements delivered right to your email or phone that will help you handle your money whenever youвЂ™re close to your borrowing limit.
WeвЂ™ll e-mail you each month to allow you realize your month-to-month declaration can be acquired online. If you’d like a paper declaration, just ask.
That which we give consideration to
We use a process called ‘credit scoring’ to perform a credit assessment of you when you apply for a credit card. Your rating helps us determine whether we are able to give you a charge card and exactly what your borrowing limit are going to be.
Being a accountable bank, we work with you to ensure that you are able your borrowing. We wonвЂ™t present a card when we think it’s going to be detrimental to your economic wellbeing, centered on our comprehension of your own personal circumstances. We donвЂ™t want to leave you struggling to settle your charge card.
Bank card agent instance
|Representative APR||Assumed Borrowing Limit|
|14.9% APR (variable)|